Built on Trust, Guided by Experience

Dedicated to helping you make confident and informed home financing decisions.

Durrell Cullens hails

Durrell is known for his clear communication, responsiveness, and honest approach. Clients appreciate his ability to explain complex scenarios in simple terms and his commitment to keeping them informed from application through closing.

Outside of work, Durrell values family, travel, and continuous learning. These principles shape how he runs his business—with integrity, patience, and a genuine commitment to helping clients build strong financial foundations through homeownership.

Durrell’s passion for the financial industry was ignited during a personal finance class in his undergraduate studies. Realizing the widespread lack of knowledge about investments, taxes, and insurance, he was driven to help others become financially empowered and informed.

Outside of work, Durrell enjoys traveling and exploring the unique aspects of different cities. A memorable trip to San Francisco and the Sequoia National Park sparked his love for the outdoors and appreciate for nature’s beauty. Durrell is also a devoted family man, married with two children

Durrell Cullens

Founder & Mortgage Broker

Individual NMLS #1516153

Heritage Lending Group Inc.
aligned with your priorities

Our values guide how we serve clients, structure loans, and build long-term relationships. They
shape every recommendation we make and every experience we deliver.

01

Family First

We believe relationships matter. Every client is treated with care, respect, and honesty—because buying a home is personal, and trust comes first.

02

Customer-Centric

Your goals drive every decision we make. We listen, educate, and advocate for you, ensuring each recommendation is made in your best interest.

03

Homeownership Focus

Our mission is to help clients achieve sustainable homeownership. From pre-approval through closing, we provide guidance and support at every step.

04

Wide Range of Loan Options

As an independent mortgage broker, we offer access to a broad selection of loan programs and lenders—allowing us to tailor solutions to your unique situation.

05

Efficient & Effective Solutions

We work proactively to overcome challenges, streamline the process, and keep your loan moving forward toward a timely closing.

06

Positive & Professional Experience

We believe the mortgage process should feel supportive and straightforward. Our approach balances professionalism with approachability, creating a comfortable experience for every client.

07

Excellence & Accountability

We hold ourselves to high standards. Through continuous improvement, clear communication, and accountability, we deliver consistent, reliable service.

Flexible Loan Solutions

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Shaina Holloway profile picture
Shaina Holloway
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It is always a pleasure working with Durrell! He is incredibly knowledgeable about the different loan products available and takes the time to find the best solution for each client. He is responsive, resourceful, and makes the lending process smooth from start to finish. Communication is always excellent, and he works diligently to keep transactions moving forward. Our closings are consistently on time, and I always feel confident referring clients to him. I highly recommend Durrell to anyone looking for a trusted mortgage professional.
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DeJoyah Johnson profile picture
DeJoyah Johnson
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We had an excellent experience working with Durrell at Heritage lending group. From start to finish he was knowledgeable, responsive, and made the home-buying process much less stressful. He took the time to answer all of our questions as first time home buyers. He kept us informed throughout every step, and worked hard to ensure everything went smoothly. I would highly recommend him to anyone looking for a mortgage lender! We felt supported every step of the way!
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Paul Shea profile picture
Paul Shea
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I was recently looking to refinance my home. I came across Grandview lending when I found out my good friend Durrell Cullens was a part of the team. He scheduled an appointment with me and we quickly got to work. The process couldn’t have been more smoothly executed. The team of folks working on my loan were terrific. Lesley was emailing me and with fast responses we were able to get the process done in less than a month. I recommend using Grandview Lending for any and all of your real estate needs. Thank you all so much. * 4 years later I have just worked with Durrell on another loan origination. He’s absolutely the best in the business. His knowledge, hospitality, and promptly returning texts or calls is A1. Anything you need with a home loan, Durrell will get it done! Thank you again and I’ll see you on the next loan.
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Atieno Boyd profile picture
Atieno Boyd
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Durrell was a pleasure to work with. Answered all my questions and made this process smooth. I would definitely use Heritage Lending Group again.
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Tammie Brisco profile picture
Tammie Brisco
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I had an awesome experience working with Durrell Cullens. His professionalism was over the top. I would recommend him and his team to anyone in the market to buy an house.
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Dorether Wallace profile picture
Dorether Wallace
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The attention to detail Durrell gives to each of his clients is amazing. He makes you feel as if your his only client when in reality he is juggling many. I will choose this mortgage company over and over again!
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Renae Warren profile picture
Renae Warren
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Working with this lender has been nothing short of exceptional! He consistently goes above and beyond to get the job done—no matter how unique or challenging the situation may be. His professionalism, communication, and dedication truly set him apart. What I appreciate most is his wide range of loan options. He takes the time to understand each client’s specific needs and always finds the perfect solution. Whether it’s a first-time buyer, investor, or someone navigating a complicated scenario, he has a program that fits. If you’re looking for a lender who is knowledgeable, resourceful, and committed to making the process smooth from start to finish, look no further. Highly recommended!
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Eric Watkins profile picture
Eric Watkins
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Durrell is very good at his job. I found a home that the seller needed to sell by the end of the month. I called Durrell and his team. He got me pre-approved for the loan and cleared to close in 14 days. Thanks again Durrell for your great service!
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Alicia Turner profile picture
Alicia Turner
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I am a realtor and working with Durrell has been an absolute game-changer for my clients. He is always accessible, incredibly personable, and operates with the highest level of ethics and professionalism. What truly sets Durrell apart is his dedication—he doesn’t just walk away if a buyer isn’t ready. Instead, he takes the time to guide them, help build their credit, and find strategic ways to secure grants and down payment assistance. His commitment to seeing people succeed in homeownership is unmatched. I highly recommend Durrell to anyone looking for a lender who truly cares and goes above and beyond every single time.
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Tammy Burrus profile picture
Tammy Burrus
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My journey to buying my first home was amazing. My agent Alicia and my Lone Officer Durrell Guided me through the process With knowledge and understanding . They answered every question that I had. Darrell took the time out to really help me with understanding the financial process, he went above and beyond. . I am so happy and grateful to have had Darrell Cullens as my Lone Officer I will be recommending him to anyone that I know who is looking to buy a home. Thank you ever so much Durrell.

Why Choose Heritage Lending Group Inc.?

Choosing the right mortgage partner matters. At Heritage Lending Group Inc., we combine experience, flexibility, and personalized guidance to help you make confident financial decisions. As an independent mortgage broker, we work for you—not a bank—providing access to multiple loan options, clear communication, and a transparent process from start to finish.

Expertise and Experience

With years in the mortgage industry, our team has the knowledge and expertise to guide you through every step of the home buying process.

Personalized Service

We understand that every client is unique. Our dedicated loan officers work closely with you to tailor mortgage solutions that fit your specific needs and financial situation.

Competitive Rates

We offer some of the most competitive rates in the market, ensuring you get the best deal possible on your mortgage.

Wide Range of Loan Options

Whether you’re a first-time homebuyer, looking to refinance, or interested in investment properties, we have a variety of loan options to suit your needs.

Customer Satisfaction

Our commitment to customer satisfaction is reflected in our high customer ratings and numerous positive testimonials. We strive to make the mortgage process as smooth and stress-free as possible.

Innovative Technology

Our state-of-the-art digital tools and resources make it easy to apply for a mortgage, track your application, and stay informed throughout the process.

Community Focus

We are proud to be a part of the community and are dedicated to giving back through various local initiatives and partnerships.

Transparent Process

We believe in full transparency. Our team will keep you informed at every stage, ensuring you understand all aspects of your mortgage.

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Durrell Cullens CEO

Founder & Mortgage Broker
Individual NMLS #1516153

Durrell Cullens is a seasoned financial professional with a strong foundation in banking, insurance, and small business operations. He holds an MBA and a Master’s degree in Financial Planning, bringing a strategic, big-picture approach to every client relationship.

As a mortgage broker and serial entrepreneur, Durrell focuses on more than just getting loans approved — he helps clients understand how their financing fits into their broader financial goals. He is known for his clear communication, responsiveness, and honest, no-pressure approach throughout the entire process.

Clients value his ability to simplify complex financial scenarios and keep them informed and confident from application through closing. Outside of work, Durrell values family, travel, and continuous learning — principles that shape how he runs his business with integrity, patience, and a genuine commitment to helping clients build strong financial foundations through homeownership.