Built on Trust, Guided by Experience

Dedicated to helping you make confident and informed home financing decisions.

Durrell Cullens hails

Durrell is known for his clear communication, responsiveness, and honest approach. Clients appreciate his ability to explain complex scenarios in simple terms and his commitment to keeping them informed from application through closing.

Outside of work, Durrell values family, travel, and continuous learning. These principles shape how he runs his business—with integrity, patience, and a genuine commitment to helping clients build strong financial foundations through homeownership.

Durrell’s passion for the financial industry was ignited during a personal finance class in his undergraduate studies. Realizing the widespread lack of knowledge about investments, taxes, and insurance, he was driven to help others become financially empowered and informed.

Outside of work, Durrell enjoys traveling and exploring the unique aspects of different cities. A memorable trip to San Francisco and the Sequoia National Park sparked his love for the outdoors and appreciate for nature’s beauty. Durrell is also a devoted family man, married with two children

Durrell Cullens

Founder & Mortgage Broker

Individual NMLS #1516153

Heritage Lending Group Inc.
aligned with your priorities

Our values guide how we serve clients, structure loans, and build long-term relationships. They
shape every recommendation we make and every experience we deliver.

01

Family First

We believe relationships matter. Every client is treated with care, respect, and honesty—because buying a home is personal, and trust comes first.

02

Customer-Centric

Your goals drive every decision we make. We listen, educate, and advocate for you, ensuring each recommendation is made in your best interest.

03

Homeownership Focus

Our mission is to help clients achieve sustainable homeownership. From pre-approval through closing, we provide guidance and support at every step.

04

Wide Range of Loan Options

As an independent mortgage broker, we offer access to a broad selection of loan programs and lenders—allowing us to tailor solutions to your unique situation.

05

Efficient & Effective Solutions

We work proactively to overcome challenges, streamline the process, and keep your loan moving forward toward a timely closing.

06

Positive & Professional Experience

We believe the mortgage process should feel supportive and straightforward. Our approach balances professionalism with approachability, creating a comfortable experience for every client.

07

Excellence & Accountability

We hold ourselves to high standards. Through continuous improvement, clear communication, and accountability, we deliver consistent, reliable service.

Flexible Loan Solutions

Why Choose Heritage Lending Group Inc.?

Choosing the right mortgage partner matters. At Heritage Lending Group Inc., we combine experience, flexibility, and personalized guidance to help you make confident financial decisions. As an independent mortgage broker, we work for you—not a bank—providing access to multiple loan options, clear communication, and a transparent process from start to finish.

Expertise and Experience

With years in the mortgage industry, our team has the knowledge and expertise to guide you through every step of the home buying process.

Personalized Service

We understand that every client is unique. Our dedicated loan officers work closely with you to tailor mortgage solutions that fit your specific needs and financial situation.

Competitive Rates

We offer some of the most competitive rates in the market, ensuring you get the best deal possible on your mortgage.

Wide Range of Loan Options

Whether you’re a first-time homebuyer, looking to refinance, or interested in investment properties, we have a variety of loan options to suit your needs.

Customer Satisfaction

Our commitment to customer satisfaction is reflected in our high customer ratings and numerous positive testimonials. We strive to make the mortgage process as smooth and stress-free as possible.

Innovative Technology

Our state-of-the-art digital tools and resources make it easy to apply for a mortgage, track your application, and stay informed throughout the process.

Community Focus

We are proud to be a part of the community and are dedicated to giving back through various local initiatives and partnerships.

Transparent Process

We believe in full transparency. Our team will keep you informed at every stage, ensuring you understand all aspects of your mortgage.

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Durrell Cullens CEO

Founder & Mortgage Broker
Individual NMLS #1516153

Durrell Cullens is a seasoned financial professional with a strong foundation in banking, insurance, and small business operations. He holds an MBA and a Master’s degree in Financial Planning, bringing a strategic, big-picture approach to every client relationship.

As a mortgage broker and serial entrepreneur, Durrell focuses on more than just getting loans approved — he helps clients understand how their financing fits into their broader financial goals. He is known for his clear communication, responsiveness, and honest, no-pressure approach throughout the entire process.

Clients value his ability to simplify complex financial scenarios and keep them informed and confident from application through closing. Outside of work, Durrell values family, travel, and continuous learning — principles that shape how he runs his business with integrity, patience, and a genuine commitment to helping clients build strong financial foundations through homeownership.